Who we cover
Our mission is to provide the best insurance value for our clients. We strive to provide friendly professional service by putting our customers first.
Short Term Car and Van Insurance
About the driver
- Private Car driver aged 18 to 75
- Commercial Vehicle driver aged 21 to 75
- You must have held your driver’s license for at least 6 months
- License type: Full UK or EU/EEA for at least 6 months if aged 18 to 25 (reduced to 3 months if aged over 25)
- Number of accidents, claims or losses in last 3 years must not exceed 2, regardless of fault
- Number of penalty points in last 3 years must not exceed 6
- Resident in UK for 12 months minimum
- Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
- Has not ever been refused insurance, had a policy cancelled or voided
- No driving ban in the last 60 months
- No conviction for any criminal offence or any possible prosecution pending.
About the vehicle and its usage
- Cars and Commercial Vehicles (up to 3.5 tonnes)
- Minimum value Cars and Vans: £500
- Maximum value Cars: £50,000
- Maximum value Vans: £25,000
- Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only – usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
- Vehicle must be registered in the UK
- Foreign use is not permitted
- Not for exporting – journeys must start and end in the UK
- Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
- Has no more than 8 seats and is not a rental or hire vehicle (if commercial – no more than 5 seats)
- Must not be modified. LPG conversions and Disabled Modified are acceptable
- Have a valid MOT (if required), is
- NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
- Not to be used for impounded or seized vehicles (unless specified as impounded cover)
- Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
- Not for carrying hazardous goods or use at a hazardous location
- There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.
Short Term Learner Driver Insurance
About the driver
- Private Car driver aged 18 to 75
- Commercial Vehicle driver aged 21 to 75
- You must have held your driver’s license for at least 6 months
License type: Full UK or EU/EEA for at least 6 months if aged 18 to 25 (reduced to 3 months if aged over 25) - Number of accidents, claims or losses in last 3 years must not exceed 2, regardless of fault
Number of penalty points in last 3 years must not exceed 6
Resident in UK for 12 months minimum - Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
- Has not ever been refused insurance, had a policy cancelled or voided
- No driving ban in the last 60 months
- No conviction for any criminal offence or any possible prosecution pending.
About the vehicle and its usage
- Cars and Commercial Vehicles (up to 3.5 tonnes)
- Minimum value Cars and Vans: £500
- Maximum value Cars: £50,000
- Maximum value Vans: £25,000
- Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only – usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
- Vehicle must be registered in the UK
Foreign use is not permitted - Not for exporting – journeys must start and end in the UK
- Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
- Has no more than 8 seats and is not a rental or hire vehicle (if commercial – no more than 5 seats)
- Must not be modified. LPG conversions and Disabled Modified are acceptable
- Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
- Not to be used for impounded or seized vehicles (unless specified as impounded cover)
- Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
- Not for carrying hazardous goods or use at a hazardous location
- There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.
Impounded Car Insurance
Impounded Car Insurance can aid in the release of an impounded vehicle. When presenting your car documentation to the impound, you must provide insurance documentation valid for a minimum of 30 days. Driving without insurance can lead to your car being impounded, and our impounded car and van insurance from tempcovernow.com is designed specifically for this purpose. It offers a 30-day policy for Impounded Car Insurance with Third Party Only cover. If you’ve received a Section 165A seizure notice from the Police due to lack of motor insurance, this policy provides sufficient insurance documentation to recover the vehicle.
The Impounded Car Insurance policy provides an immediate 30-day third-party insurance cover for one driver aged between 21 – 75 with a full UK, EU, EEA, or Swiss driving licence for 12 months or more.
Key Features:
- Quick arrangement of Impounded Car Insurance cover.
- Instant download and printing of Insurance Certificate.
- Consideration of pending no insurance conviction.
- Immediate cover to release a police-seized vehicle.
- Secure credit and debit card payments through SagePay.
Why do the Police seize uninsured vehicles?
Under section 165A of the Road Traffic Act 1988, the Police have the authority to seize any vehicle being driven without a valid insurance policy or by a driver without a valid driving licence. Vehicles are seized if the driver has committed the offence or if the Police cannot confirm insurance cover at the roadside. Seized vehicles are taken to the impound, where a release fee and daily storage charges are imposed until the vehicle is collected. There’s a strict 14-day time limit, after which there’s a risk of the vehicle being crushed.
Can I use one day car insurance to collect my seized car?
One-day insurance policies cannot be used to secure the release of a car from a police compound. The legal owner needs a special impounded vehicle insurance policy valid for at least 30 days. At tempcovernow.com, we provide cover for the legal owner with a 30-day short-term impounded motor insurance policy.
Can I have an extra driver on impounded car insurance?
It’s not possible to add an extra named driver to our impounded motor insurance policy.
As a broker, Tempcovernow.com has been assisting people in arranging motor insurance in the UK for over 40 years. With over 10 years of experience in providing temporary car insurance online, you can now purchase 30-day insurance cover online for the release of an impounded vehicle. However, ensure you meet the strict acceptance criteria before purchasing our thirty-day impounded vehicle insurance cover. We deal with one insurance company for this product, hence unable to provide a fair analysis of the market. It’s essential to decide whether the policy suits your needs.
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Most popular questions?
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All claims must be reported within 24 hours of the incident occurring. Contact information can be found in your policy documents or use the in house claim reporting form found on our website
Providing you entered your email address correctly; you will receive an email from us. If you do not receive a confirmation e-mail from us within the hour, please check your spam or junk mail folders. If you have still not received your documents, get in contact with us to request they are sent again.
Once you have purchased a policy from us, your insurance details will be passed to the Motor Insurance Database (MID). They are passed within the timescales required by the MID, but due to the short term nature of these types of insurance, it is possible your policy may have expired before the details are loaded to the database. We always recommend that you print your Insurance Certificate and have this with you as this remains valid proof of your insurance and legal entitlement to drive the vehicle.
Our refund policy is determined by the product purchased.
Short Term Car/Van Insurance:
You are entitled to cancel your policy at any time. Due to the short period nature of this policy there will be no refund of premium.
Due to the short term nature of 1 to 28-day policies, there is no cooling-off period.
Monthly Insurance:
There is administrative charge (Please refer to our T&C’s for a breakdown)
As long as your vehicle is in a roadworthy condition, and you either have tax or will tax the vehicle with our insurance certificate, we can allow insurance for this purpose. The vehicle must have a current MOT or you must have a pre-booked MOT appointment to attend whilst insured with us in order for the insurance to be valid (please check our insurers criteria before purchasing).