Temp Cover Now Who-we-cover Features

Who we cover

Our mission is to provide the best insurance value for our clients. We strive to provide friendly professional service by putting our customers first.

Short Term Car and Van Insurance

About the driver
  • Private Car driver aged 18 to 75
  • Commercial Vehicle driver aged 21 to 75
  • You must have held your driver’s license for at least 6 months
  • License type: Full UK or EU/EEA for at least 6 months if aged 18 to 25 (reduced to 3 months if aged over 25)
  • Number of accidents, claims or losses in last 3 years must not exceed 2, regardless of fault
  • Number of penalty points in last 3 years must not exceed 6
  • Resident in UK for 12 months minimum
  • Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
  • Has not ever been refused insurance, had a policy cancelled or voided
  • No driving ban in the last 60 months
  • No conviction for any criminal offence or any possible prosecution pending.
About the vehicle and its usage
  • Cars and Commercial Vehicles (up to 3.5 tonnes)
  • Minimum value Cars and Vans: £500
  • Maximum value Cars: £50,000
  • Maximum value Vans: £25,000
  • Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only – usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
  • Vehicle must be registered in the UK
  • Foreign use is not permitted
  • Not for exporting – journeys must start and end in the UK
  • Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
  • Has no more than 8 seats and is not a rental or hire vehicle (if commercial – no more than 5 seats)
  • Must not be modified. LPG conversions and Disabled Modified are acceptable
  • Have a valid MOT (if required), is
  • NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
  • Not to be used for impounded or seized vehicles (unless specified as impounded cover)
  • Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
  • Not for carrying hazardous goods or use at a hazardous location
  • There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.

Short Term Learner Driver Insurance

About the driver
  • Private Car driver aged 18 to 75
  • Commercial Vehicle driver aged 21 to 75
  • You must have held your driver’s license for at least 6 months
    License type: Full UK or EU/EEA for at least 6 months if aged 18 to 25 (reduced to 3 months if aged over 25)
  • Number of accidents, claims or losses in last 3 years must not exceed 2, regardless of fault
    Number of penalty points in last 3 years must not exceed 6
    Resident in UK for 12 months minimum
  • Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
  • Has not ever been refused insurance, had a policy cancelled or voided
  • No driving ban in the last 60 months
  • No conviction for any criminal offence or any possible prosecution pending.
About the vehicle and its usage
  • Cars and Commercial Vehicles (up to 3.5 tonnes)
  • Minimum value Cars and Vans: £500
  • Maximum value Cars: £50,000
  • Maximum value Vans: £25,000
  • Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only – usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
  • Vehicle must be registered in the UK
    Foreign use is not permitted
  • Not for exporting – journeys must start and end in the UK
  • Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
  • Has no more than 8 seats and is not a rental or hire vehicle (if commercial – no more than 5 seats)
  • Must not be modified. LPG conversions and Disabled Modified are acceptable
  • Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
  • Not to be used for impounded or seized vehicles (unless specified as impounded cover)
  • Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
  • Not for carrying hazardous goods or use at a hazardous location
  • There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.

Impounded Car Insurance

Impounded Car Insurance can assist you in the release of an impounded car. When you produce your car documentation to the impound, you will be required to produce insurance documentation valid for a minimum of 30 days. driving without insurance – impounded car and van insurance from tempcovernow.com Not all policies are acceptable, as some standard insurance policies specifically exclude use for releasing cars from impounds. This policy is specifically designed for that purpose. It’s a 30 day policy for Impounded Car Insurance. The cover level is for Third Party Only. If you have been served with a Section 165A seizure notice by the Police for not having motor insurance on a car, this policy will give you suffcient insurance documentation to recover the car.

The Impounded Car Insurance policy offers you a solution to retrieving a car from a police compound providing immediate 30 day third party insurance cover for 1 driver aged between 21 – 75 with a full UK, EU, EEA or Swiss driving licence for 12 months or more.

  • Impounded Car Insurance cover arranged in minutes
  • You can instantly download and print Insurance Certificate
  • Takes into account a pending no insurance conviction
  • Immediate cover to release a police seized vehicle
  • 30 day policy for Impounded Car Insurance
  • Secure credit and debit cards payments through SagePay
Why do the Police seize uninsured vehicles?

Under section 165A of the Road Traffic Act 1988, the Police have the power to seize any vehicle that is being driven without a valid insurance policy or where the driver does not hold a valid driving licence. If the driver has committed the offence or the Police are unable to establish insurance cover being in place at the roadside, the car will be seized and taken to the impound, where you will be charged a release fee plus a daily storage charges until the vehicle is collected. There is a strict time limit of 14 days as explained in the S.165 notice that will be handed to you at the roadside. After this date there is a risk that your vehicle will be crushed. With the insure4aday impounded vehicle insurance we deliver your certificate of insurance by secure email as soon as your payment has been received.

Can I use one day car insurance to collect my seized car?

You cannot use an insurance policy issued for one day in order to secure the release of a car collect from the a police compound. To release the vehicle the legal owner will need a special impounded vehicle insurance policy that is valid for at least 30 days. At tempcovernow.com we can provide cover for the legal owner for a 30 day short-term impounded motor insurance policy by clicking on ‘Start Quick Quote’ buttons on this page

Can I have an extra driver on impounded car insurance?

It is not possible to have an extra named driver added to our impounded motor insurance policy.

As a broker, Tempcovernow.com has been helping people arrange motor insurance in the UK for the past 40 years. Being able to buy insurance cover from the Internet in recent years has become the norm for so many people. Tempcovernow.com  quickly changed its business model in order to meet this new shopping experience and developed several leading options for short term car insurance.

Now with more than 10 years experience in providing temporary car insurance at the click of a button, you are now able to buy 30 day insurance cover online for the release of an impounded vehicle. You must be able to meet the strict acceptance criteria before buying our thirty day impounded vehicle insurance cover. We only deal with one insurance company for this product and are therefore unable to make a fair analysis of the market. You should decide for yourself whether or not the policy is suitable for your needs.

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Most popular questions?

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All claims must be reported within 24 hours of the incident occurring. Contact information can be found in your policy documents or use the in house claim reporting form found on our website
Providing you entered your email address correctly; you will receive an email from us. If you do not receive a confirmation e-mail from us within the hour, please check your spam or junk mail folders. If you have still not received your documents, get in contact with us to request they are sent again.
Once you have purchased a policy from us, your insurance details will be passed to the Motor Insurance Database (MID). They are passed within the timescales required by the MID, but due to the short term nature of these types of insurance, it is possible your policy may have expired before the details are loaded to the database. We always recommend that you print your Insurance Certificate and have this with you as this remains valid proof of your insurance and legal entitlement to drive the vehicle.
Our refund policy is determined by the product purchased. Short Term Car/Van Insurance: You are entitled to cancel your policy at any time. Due to the short period nature of this policy there will be no refund of premium. Due to the short term nature of 1 to 28-day policies, there is no cooling-off period. Monthly Insurance: There is administrative charge (Please refer to our T&C’s for a breakdown)
As long as your vehicle is in a roadworthy condition, and you either have tax or will tax the vehicle with our insurance certificate, we can allow insurance for this purpose. The vehicle must have a current MOT or you must have a pre-booked MOT appointment to attend whilst insured with us in order for the insurance to be valid (please check our insurers criteria before purchasing).