Temporary Car Insurance

Are you planning to drive a car for a brief period?

Temporary car insurance offers flexibility and peace of mind while you’re on the road.

What is temporary car insurance?

Temporary car insurance operates similarly to standard comprehensive car insurance but with a key difference. Instead of providing year-long coverage, temporary insurance offers short-term cover on various vehicles.
It’s a flexible option allowing you to obtain a policy for the exact duration you require. With temporary car insurance from Temp Cover Now, you’re protected for periods ranging from one hour to 30 days. Whether you’re taking a brief test drive or borrowing a friend’s car for a few weeks, rest assured you’re covered.
Setting up this short-term cover is straightforward. Just follow the steps, and we’ll ensure you’re covered swiftly—sometimes in as little as 15 minutes.

What's included with temporary car insurance?

Temporary car insurance from Temp Cover Now provides comprehensive coverage akin to a standard annual policy. Whether you need cover for an hour, a day, a week, or a month, you can drive on UK roads knowing you’re fully insured.
Unlike third-party cover, which offers basic protection against third-party damages, comprehensive car insurance covers your damages as well. With our temporary car insurance, you receive comprehensive cover against damage to yourself and the vehicle you’re driving, in addition to compensating third parties involved in an incident.

Furthermore, this comprehensive cover allows you to:

  • Make a claim, even if the accident was your fault.
  • Claim for damages even if you can’t establish fault, such as if the car was parked on the street.
  • Receive payments for repairs, replacement, or cash equivalent for losses or damages.

Our policies are underwritten by Aviva, ensuring comprehensive protection throughout the policy duration. For any queries regarding comprehensive cover or policy documents, consult our help and support pages or reach out to our team for assistance.

What can temporary car insurance be used for?

Temporary car insurance serves various purposes, making it a convenient option when you need short-term protection for unexpected driving needs. Some common scenarios include:

Borrowing a car

Whether it’s for a test drive, moving house, or temporary transportation, borrowing a car occasionally necessitates insurance. Temporary car insurance provides peace of mind for such situations.

Adding a temporary additional driver

If your annual policy lacks comprehensive cover for additional drivers, temporary car insurance offers a solution without affecting the owner’s No Claims Bonus.

Business trip

For journeys beyond your regular commute, temporary car insurance ensures you’re adequately covered, unlike standard policies that may exclude certain business-related travels.

24-hour car insurance Ideal for various situations like taking over driving duties due to illness, sharing long journeys, or filling gaps between annual policies, 24-hour car insurance offers comprehensive cover when needed.
Whatever your reason for requiring short-term car insurance, Temp Cover Now ensures quick coverage. Simply follow the steps, and you’ll be protected within minutes.

Temporary Car Insurance Made Easy

Do you need temporary car insurance in a hurry? Life can throw unexpected events our way, requiring us to make alternative motoring plans for a few weeks. At Temp Cover Now, we understand the urgency, which is why we’ve simplified the process of obtaining temporary car insurance. It only takes a few minutes, and here’s how:

1. Fill in our simple quote form

Complete our quote form by providing your name, UK address, and UK driving licence number. Additionally, we’ll need your date of birth, occupation, and the registration number of the car you intend to drive.

2. We’ll provide you with a price

Decide on the duration of cover you need, select your preferred start date, and choose any add-ons you require. Once we have this information, we’ll give you a price for your short-term car insurance.

3. Buy and you’re ready to go!

To purchase your temporary car insurance policy, have your payment details (debit or credit card) ready. Once the purchase is complete, you’ll be ready to hit the road in no time.

Am I eligible for temporary car insurance?

Most drivers aged between 18 and 75 can obtain temporary car insurance from Temp Cover Now, subject to vehicle and underwriting criteria. Whether you need cover for an hour, a week, or a month, we can insure most UK-registered vehicles, provided you meet our underwriters’ specific conditions.

If you’re 17 and a learner driver, you may be eligible for our temporary learner driver insurance, tailored for those who haven’t yet passed their test. Additionally, we offer temporary van insurance as a separate type of cover.
Please note: Our temporary car insurance is not available for impounded vehicles.

How much does temporary car insurance cost?

At Temp Cover Now, we offer some of the most affordable temporary car insurance policies starting at just £19 per day for one-day cover. Once you’ve completed the quote form, you’ll see precisely how little your temporary car insurance cover could cost.

How long can I have temporary car insurance for?

The beauty of temporary car insurance lies in its flexibility. Choose from the following short-term timeframes:

Rest assured that whichever duration you select, you’re in good hands. Our UK temporary car insurance policies are underwritten by our key partner, Aviva, or other insurers, ensuring comprehensive coverage.

Other benefits include:

  • it’s convenient
  • it offers peace of mind
  • it’s simple to buy
  • it’s fast, with cover coming into effect in as little as 15 minutes after purchase.

Additionally, our temporary car insurance includes business-use cover. This makes it a useful option should you have a last-minute client meeting or business event to attend. The majority of our temp car insurance policies also offer a range of optional extras such as comprehensive European cover and daily breakdown cover.

Furthermore, we guarantee that we’ll update the Motor Insurance Database (MID) every seven days and in some cases more often. We always recommend that you carry your certificate of insurance on you, during your period of cover.

Why choose Temp Cover Now for short-term car insurance?

Temp Cover Now’s short-term car insurance provides the flexibility you need, whether it’s for an hour or up to 30 days. Here’s why you should choose us:

Insurance from 1 hour to 30 days

Convenient, easy, and fast to buy

Comprehensive cover provided by Aviva, our key partner, or other insurers

Policies are underwritten by Aviva, our key partner, or other insurers

Experience peace of mind knowing you’re covered by Temp Cover Now’s reliable short-term car insurance.